About Us

Nice people to do business with

Clear Financial Consultants is a partnership between two compliance specialists with a shared belief that things could (and should) be done differently.

Too often, businesses wanting to offer point of sale finance to their customers are either passed from pillar to post or simply left to navigate the complexities of consumer finance law on their own.

 The application process for consumer credit authorisation is rigorous as it is designed to ensure that consumers and businesses are protected. 

But it is not unusual for applications to take months to complete, either through lack of support or understanding of what is required, or due to avoidable human error. In some cases, this can be expensive as well as frustrating for the business.

Ciara Cremin and Helen Tibbs have over 20 years of combined financial service experience, including in the core areas of point of sale finance and consumer credit compliance. 

They have helped businesses of all sizes from SMEs to large corporations – all of whom have benefited from their knowledge and experience, pragmatic approach and ‘can do’ attitude.

If you are looking for a responsive partner who can take care of your consumer credit obligations, you’ll be in safe hands with Clear Financial Consultants. 


Ciara Cremin
Ciara Cremin
Helen Tibbs
Helen Tibbs

Client Feedback

"CFC attended our premises and took us through a very informative presentation for compliance to ensure we put the correct processes and procedures in place which are required for our FCA license. The Boiler Team cannot thank Clear Financial Consultants enough for the professional service and advise in obtaining our FCA license and we highly recommend this company to anyone wishing to obtain an FCA license."
The Boiler Team
Paul Thomas MD
The Boiler Team Ltd.
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